Privacy Policy

Welcome to PhilHealthPH.com. Your privacy is important to us. This Privacy Policy explains what information may be collected when you visit https://philhealthph.com/, how that information may be used, the circumstances in which it may be shared, and the choices available to you.

By accessing or using this Website, you acknowledge that you have read this Privacy Policy. If you do not agree with this Privacy Policy, you should stop using the Website.

1. About PhilHealthPH.com

PhilHealthPH.com is an independent informational website that publishes guides, explanations, updates, and educational resources related to the Philippine Health Insurance Corporation, commonly known as PhilHealth.

Our goal is to make publicly available PhilHealth information easier for readers to understand. We may explain topics such as PhilHealth membership, registration, contribution payments, benefits, requirements, online services, identification cards, employer responsibilities, claims, and related procedures.

PhilHealthPH.com is not an official PhilHealth website, government agency, healthcare provider, insurance provider, payment processor, or authorized representative of PhilHealth. We are not owned, operated, sponsored, approved, or endorsed by PhilHealth or any Philippine government department.

The official PhilHealth website is available at https://www.philhealth.gov.ph/.

This Website does not:

  • Create or manage PhilHealth member accounts;
  • Process PhilHealth registrations or applications;
  • Collect PhilHealth contributions or other payments;
  • Access or modify PhilHealth membership records;
  • Issue PhilHealth identification cards;
  • Approve benefits, claims, reimbursements, or eligibility;
  • Provide medical diagnoses or professional medical advice; or
  • Represent users before PhilHealth.

2. Scope of This Privacy Policy

This Privacy Policy applies to information collected through PhilHealthPH.com, including information collected through website pages, contact forms, cookies, analytics tools, advertising services, security tools, and similar technologies.

This Privacy Policy does not apply to information collected directly by PhilHealth, government websites, hospitals, healthcare providers, payment providers, advertising companies, analytics providers, or other third-party websites and services.

3. Information We May Collect

Because PhilHealthPH.com is primarily an informational website, you can generally read our content without creating an account or directly providing personal information.

We may collect the following categories of information.

3.1 Information You Voluntarily Provide

When you contact us through our contact form or another available communication method, you may voluntarily provide information such as:

  • Your name;
  • Your email address;
  • The subject of your inquiry;
  • The content of your message;
  • Any information you choose to include in your message; and
  • Technical information connected with the form submission, such as the submission time and IP address, when used for security or spam prevention.

We use this information primarily to review and respond to your inquiry, protect the Website from spam or abuse, maintain communication records, and improve our published information.

3.2 Information Collected Automatically

When you visit the Website, certain technical and usage information may be collected automatically by our hosting provider, analytics services, security tools, advertising providers, or similar service providers.

This information may include:

  • Your Internet Protocol address;
  • Browser type and browser version;
  • Device type;
  • Operating system;
  • Screen resolution;
  • General or approximate location derived from your IP address;
  • Language and regional settings;
  • Referring website, search engine, or source;
  • Pages viewed on the Website;
  • Links or buttons you interact with;
  • Date and time of access;
  • Time spent on individual pages;
  • Advertising identifiers or cookie identifiers;
  • Website errors and diagnostic information; and
  • Information used to detect spam, fraud, bots, malicious activity, or security threats.

This technical information generally does not directly identify you by name. However, some information, such as an IP address or unique identifier, may be treated as personal information under applicable privacy laws.

3.3 Sensitive Information

PhilHealthPH.com does not intentionally request or collect sensitive personal information, medical records, health history, or confidential PhilHealth account information.

Do not submit any of the following through our contact form, comments, email, or any other area of the Website:

  • Your PhilHealth Identification Number or PIN;
  • A photograph or scan of your PhilHealth ID;
  • Passwords, verification codes, or account credentials;
  • Government-issued identification numbers;
  • Passport, driver’s license, or national ID copies;
  • Medical records, diagnoses, prescriptions, or laboratory reports;
  • Hospital bills, claim forms, or documents containing patient information;
  • Bank account, credit card, GCash, Maya, or payment details;
  • Birth certificates or other civil registry documents; or
  • Information about another person without their authorization.

Messages sent through PhilHealthPH.com are not submitted to PhilHealth. If you need help with your membership record, contribution, benefit, claim, payment, appointment, or account, contact PhilHealth through its official communication channels.

If sensitive information is sent to us without being requested, we may delete, redact, restrict, or securely dispose of it when reasonably possible.

4. How We Use Information

We may use information collected through the Website for the following purposes:

  • To operate, maintain, and secure the Website;
  • To provide access to informational content;
  • To respond to messages and inquiries;
  • To identify inaccurate, unclear, or outdated information that may need to be corrected;
  • To understand how visitors find and use our content;
  • To analyze page performance and audience engagement;
  • To improve Website structure, navigation, accessibility, and usability;
  • To identify technical problems and repair Website errors;
  • To prevent spam, automated abuse, fraud, hacking, and other unauthorized activity;
  • To display, manage, measure, and improve advertising;
  • To comply with legal obligations and valid government requests;
  • To establish, exercise, or defend legal rights; and
  • To enforce our Website policies and protect visitors, the Website, and third parties.

We do not use information submitted through our contact form to make decisions about your PhilHealth eligibility, benefits, contribution status, claims, healthcare, insurance coverage, or government services.

5. Cookies and Similar Technologies

PhilHealthPH.com and its service providers may use cookies, web beacons, pixels, tags, scripts, local storage, and similar technologies.

A cookie is a small text file stored on your computer, phone, tablet, or other device when you visit a website. Cookies may be temporary session cookies, which expire when you close your browser, or persistent cookies, which remain on your device for a defined period or until deleted.

Cookies may be used for the following purposes:

Cookie CategoryPurpose
Essential CookiesHelp the Website function properly, provide security, remember privacy choices, prevent spam, and maintain Website stability.
Preference CookiesRemember certain settings or choices that improve your browsing experience.
Analytics CookiesHelp us understand Website traffic, page views, user interaction, referring sources, and Website performance.
Advertising CookiesSupport advertising delivery, ad measurement, frequency control, fraud prevention, reporting, and, where permitted, advertising personalization.

You can control or delete cookies through your browser settings. Blocking some cookies may affect Website functionality, advertising preferences, or the accuracy of analytics information.

6. Google Analytics and Website Measurement

Where enabled, we may use Google Analytics or similar analytics services to understand how visitors use the Website.

Analytics providers may collect information such as your IP address, browser type, device type, approximate location, pages viewed, session duration, referring source, and interactions with Website content.

We use analytics information to identify useful content, improve navigation, diagnose technical problems, understand traffic patterns, and improve the overall visitor experience.

Analytics providers process information under their own privacy policies and data-processing terms. You can learn more about Google’s privacy practices at Google’s Privacy Policy.

7. Google AdSense and Advertising

PhilHealthPH.com may use Google AdSense and other advertising services to display advertisements. Advertising helps support the cost of publishing, maintaining, and improving the Website.

When advertisements are displayed, third-party vendors, including Google, may use cookies, web beacons, IP addresses, device identifiers, and similar technologies to collect information as a result of ad serving on the Website.

Third-party vendors, including Google, use cookies to serve advertisements based on a user’s previous visits to PhilHealthPH.com or other websites.

Google’s use of advertising cookies enables Google and its advertising partners to serve advertisements to users based on their visits to this Website and other websites on the Internet.

Depending on your location, consent choices, and advertising settings, advertisements may be:

  • Personalized advertisements, which may be selected using information about your interests, browsing activity, or previous visits; or
  • Non-personalized advertisements, which may be selected using contextual information such as the content of the page, your general location, or current search terms.

Non-personalized advertisements may still use cookies or similar technologies for fraud prevention, security, frequency capping, aggregated advertising reporting, and measuring advertising performance.

You can learn more about how Google uses information from websites that use Google services by visiting:

How Google uses information from sites or apps that use its services

You can manage or opt out of personalized advertising from Google by visiting:

Google Ads Settings

You may also be able to opt out of personalized advertising from participating third-party advertising companies through:

YourAdChoices

Opting out of personalized advertising does not necessarily mean that you will stop seeing advertisements. It generally means that the advertisements you see may not be personalized based on your interests or previous browsing activity.

8. Other Advertising Vendors

In addition to Google, other authorized advertising vendors or advertising networks may serve advertisements on the Website. These providers may use cookies, pixels, web beacons, IP addresses, device identifiers, or similar technologies to deliver and measure advertisements.

Advertising providers operate under their own privacy policies. Where required, information about participating advertising vendors may be made available through our consent management platform, cookie notice, advertising preferences interface, or the provider’s own website.

We do not control how independent advertising providers process information after it is collected by them. Visitors should review the applicable provider’s privacy policy and opt-out options.

9. Consent Management and Regional Privacy Messages

Depending on your location, you may see a cookie or privacy consent message when you visit PhilHealthPH.com.

Where required by applicable law, non-essential cookies and technologies used for analytics, personalized advertising, or similar purposes will be activated according to your consent choices.

For visitors in the European Economic Area, the United Kingdom, Switzerland, and other regions where consent is legally required, we may use a Google-certified Consent Management Platform to:

  • Explain the use of cookies and personal information;
  • Identify advertising and technology providers;
  • Request consent for advertising and analytics purposes;
  • Allow visitors to accept, reject, or manage certain purposes;
  • Store evidence of privacy choices; and
  • Communicate relevant consent choices to participating providers.

You may be able to change or withdraw your choices through the Website’s privacy or cookie settings, where available. Withdrawing consent does not affect processing that lawfully occurred before the withdrawal.

10. Legal Grounds for Processing

Where applicable privacy law requires a legal basis, we may process personal information based on one or more of the following grounds:

  • Consent: When you provide permission for a specific activity, such as certain cookie or advertising uses.
  • Legitimate interests: When processing is reasonably necessary to operate, improve, secure, and understand the Website, provided those interests are not overridden by your rights.
  • Performance of a requested service: When processing is necessary to respond to a message or request you submitted.
  • Legal obligation: When processing is required to comply with applicable law, regulation, legal process, or valid government request.
  • Protection of rights and safety: When processing is necessary to detect fraud, protect security, prevent abuse, or defend legal rights.

We aim to process personal information according to the principles of transparency, legitimate purpose, and proportionality.

11. How Information May Be Shared

We do not sell personal information in exchange for money.

We may share limited information with service providers that help us operate the Website, including:

  • Website hosting and server providers;
  • Content delivery and performance providers;
  • Website security, firewall, and spam-prevention services;
  • Analytics and traffic measurement providers;
  • Advertising providers, including Google AdSense;
  • Consent management and cookie preference providers;
  • Email, contact form, and communication providers;
  • Website maintenance and technical support providers; and
  • Professional advisers where reasonably necessary.

These providers may process information only for their services, under their own contractual obligations, privacy policies, or applicable legal requirements.

We may also disclose information when reasonably necessary to:

  • Comply with a law, court order, subpoena, or valid legal request;
  • Respond to requests from authorized government or law-enforcement authorities;
  • Investigate fraud, security incidents, spam, abuse, or unlawful activity;
  • Protect the rights, property, and safety of PhilHealthPH.com, its visitors, or others;
  • Enforce Website policies; or
  • Establish, exercise, or defend legal claims.

12. Contact Form and Email Communications

When you contact us, we may retain your name, email address, message, submission date, and related correspondence for the time reasonably necessary to respond, maintain records, prevent abuse, resolve disputes, or comply with legal obligations.

Submitting a message through our Website does not create a professional, medical, insurance, government, or representative relationship.

We cannot access your official PhilHealth record and cannot forward requests directly to PhilHealth. Questions requiring account access or official action should be sent to PhilHealth through its official channels.

13. Data Retention

We retain personal information only for as long as reasonably necessary for the purpose for which it was collected, unless a longer period is required or permitted by law.

Retention periods may vary depending on the type of information:

  • Contact messages: Generally retained for up to 24 months after the inquiry is resolved, unless needed longer for security, legal, or recordkeeping purposes.
  • Server and security logs: Retained according to the settings and security requirements of our hosting and security providers.
  • Analytics information: Retained according to our analytics settings and the applicable analytics provider’s retention controls.
  • Advertising information: Retained and processed according to the policies and retention practices of the applicable advertising provider.
  • Consent records: Retained for the period reasonably necessary to demonstrate and respect your privacy choices.

When information is no longer reasonably required, it may be deleted, anonymized, aggregated, or securely restricted. Limited copies may remain temporarily in backups, security archives, or legal records.

14. International Data Processing

Some service providers used by PhilHealthPH.com may operate servers or process information outside the Philippines.

As a result, information may be transferred to or processed in countries with privacy laws that differ from those in your location. Where required, we and our service providers will use appropriate safeguards for international data transfers.

15. Security of Information

We use reasonable administrative, technical, and organizational measures intended to protect information from unauthorized access, loss, misuse, alteration, or disclosure.

These measures may include HTTPS encryption, access controls, security monitoring, firewall protection, software updates, backups, spam filtering, and restrictions on administrative access.

However, no website, internet transmission, database, or electronic storage system can be guaranteed to be completely secure. You should avoid sending confidential, medical, financial, or government identification information through ordinary website forms or email.

16. Your Privacy Rights

Depending on your location and applicable law, you may have the right to:

  • Be informed about the collection and use of your personal information;
  • Request access to personal information held about you;
  • Request correction of inaccurate or incomplete information;
  • Object to certain processing activities;
  • Withdraw consent where processing is based on consent;
  • Request deletion, erasure, or blocking of certain information;
  • Request data portability where applicable;
  • Restrict certain uses of your information;
  • File a complaint with an appropriate privacy authority; and
  • Seek damages or another remedy where provided by law.

These rights may be subject to legal limitations, identity verification, recordkeeping requirements, security considerations, and other lawful exceptions.

To submit a privacy-related request, visit our Contact Us page. Clearly state that your message concerns a privacy request and describe the information or action involved.

We may request reasonable information to verify your identity before processing a request. Do not send government identification documents unless we specifically request an appropriate and secure verification method.

Visitors in the Philippines may learn more about data subject rights from the National Privacy Commission at https://privacy.gov.ph/data-subject-rights/.

17. Children’s Privacy

PhilHealthPH.com is intended for a general audience seeking public information. It is not specifically directed to children under the age of 13, and we do not knowingly collect personal information directly from children under 13.

In jurisdictions where a higher minimum age applies, we follow the applicable age requirement. If you believe a child has submitted personal information to us, please contact us so that we can review and, where appropriate, delete the information.

18. External Links

Our articles may contain links to PhilHealth, government departments, hospitals, banks, payment services, news websites, social networks, and other third-party websites.

A link is provided for reference or convenience and does not mean that we own, operate, control, endorse, or guarantee the external website.

Third-party websites may collect information under their own privacy policies. We are not responsible for their content, availability, security, accuracy, data collection, or privacy practices. Review the privacy policy of each external website before submitting personal information.

19. Embedded Content

Pages on this Website may include embedded content such as videos, images, maps, social media posts, forms, or other third-party resources.

Embedded content may behave as though you visited the external provider directly. The provider may collect information, use cookies, apply tracking technologies, and monitor your interaction with the embedded content according to its own privacy policy.

20. Accuracy of PhilHealth Information

We make reasonable efforts to provide helpful and accurate information. However, PhilHealth rules, contribution rates, benefits, procedures, forms, deadlines, offices, contact details, and online systems may change.

Our content should not be treated as an official decision, approval, guarantee, medical recommendation, legal opinion, or replacement for information issued directly by PhilHealth.

Before making a payment, submitting documents, traveling to an office, relying on benefit information, or making an important healthcare or financial decision, verify the relevant details through the official PhilHealth website or an authorized PhilHealth office.

21. No Hidden Data Collection

We do not intentionally use the Website to secretly obtain PhilHealth credentials, medical files, payment information, government identification documents, or access to member accounts.

We do not require visitors to complete misleading surveys, download unknown software, provide passwords, or make payments to access our informational articles.

If you encounter a page, advertisement, pop-up, or external website that requests sensitive information, carefully verify the destination and do not assume that it is operated by PhilHealthPH.com or PhilHealth.

22. Changes to This Privacy Policy

We may update this Privacy Policy when our Website practices, advertising arrangements, service providers, technologies, or legal obligations change.

When changes are made, the revised policy will be published on this page and the “Last updated” date will be changed. We encourage visitors to review this page periodically.

23. Contact Us

For questions, privacy requests, corrections, or concerns about this Privacy Policy, contact us through:

https://philhealthph.com/contact-us

Please do not include your PhilHealth PIN, password, medical record, identification document, payment information, or other sensitive personal information in your message.